Putri, M. O., Haifah, & Ningsih, W. F. (2024). The Influence of Income, Financial Literacy, Financial Attitudes, Personality and Locus of Control on Financial Management Behavior in MSMEs in Jember. TGO Journal of Education, Science and Technology, 2(2), 141–149. Retrieved from https://ejournal.trescode.org/index.php/jest/article/view/137